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Loan Activities

Loan activities

 Overview of service delivery

 

 The members of the approved team / association have to fill up the application form for loan and submit it to the manager of the association / team.  The loan application of all the members of the association is presented by the manager in the meeting of the management committee and the total loan paper of the party / members is prepared.  All the members of the party along with the documents prepared by the manager send / submit the loan application form to the upazila office.  The loan application is presented to the loan selection committee for verification and selection at the Upazila Rural Development Department.  The decision was taken at the meeting of the loan selection committee and sent to the upazila loan committee.  The decision was taken by the Upazila Loan Committee and in some cases the approval of the Deputy Director was taken.  The manager is then informed about the loan approval / membership loan is given on the recommendation of the loan committee.  According to the disbursed loan policy, the loan account collected by the field organizer is recorded in the loan passbook of the member and written in the loan ledger.  The loan amount is deposited in the bank through three part deposit slip.  The bank deposit slip was submitted by the field organizer to the manager of the association and to the upazila office.  After the accountant prepares the short sheet along with the bank slip, writes the loan ledger and cash book, the monthly collection report is prepared and sent.

 

 Time of receiving the service

 15 days

 Required fees

 30 - 50 rupees

 Place of service

 Office of the Upazila Rural Development Officer

 Officer in charge

 Upazila Rural Development Officer

 Necessary documents

 

 1.  One set of completed application forms

 2.  Attested photocopy of National Identity Card

 3.  Minutes of the meeting of the association / party

 4.  2 recent passport size photocopies

 5.  Passbook

 .  Association / party consolidated loan application

 .  Individual and party DP notes

 

 Terms of service

 

 Must be a member of BRDB team / association, have income generating projects

 

 Relevant laws and regulations

 

 Microfinance Policy, 2003 and 2011 and Project Implementation Policy

 

 Remedial officer in case of failure to provide service

 Deputy Director concerned district